Showing posts with label #money. Show all posts
Showing posts with label #money. Show all posts

Monday, 25 September 2017

Minimal

This blog isn't (or hasn't really been) about minimalism and the like. Like my post on not being one dimensional - we are all very different from the shitty stereotypes that are thrown out there. I am not really a minimalist.

However, MGTOW very often go generally minimal. Like I've said many times: I have more spare cash now that I'm single, than I had with a wife who also brought in over $50k a year. That is still true, even after closing the biz down and accepting a lower income. It's less mental stress on the whole, with the added benefit of not giving my crazy ex any of the ongoing cash from the biz.

This is for those who decide they don't really want to do the whole go ghost, reduce taxes, starve the beast stuff. Those who actually have decent jobs. Those who know that they can and are willing to work to become financially independent and retire early. Those who are not sure where to get started doing anything along those lines.

Try looking at /r/leanfire (lean living, financial independence/retiring early). Here is a good place to start for the newer MGTOW. I also suggest Bachelor Pad Economics by Aaron Clary (no that's not my affiliate code, that's the link from his blog - I make zero money from this blog, have no need of it).

Like anything, you have to do the work. We're MGTOW though. No problems with that. We're better at keeping the mouth shut and shoveling the fuckin' gravel. Especially keeping the mouth shut about how your fuckin' financial independence/early retirement plans are generally going. (Fuck bitchez. Get money. Especially don't let the bitchez know you haz money.)

Note: Don't spout any MGTOW beliefs there. Keep a sock in it. Compartmentalize. That's none of their business and will likely alienate the married and simp types. You're going there for the inspiration and ideas, not to proselytize to all and sundry. We're all men, we have the ability to keep it zipped when needed. Slow, subtle, is key.

For those interested, my FIRE number is $600k and I'm at $350k of that right now. I have a fairly consistent 75% SR these days (savings rate, ie 75% of my income goes towards savings for retirement - some of that's into stocks, some into gold and silver, and some into the home (which will be sold when I retire and get a campervan)).

To me that's a fuckin' great position to be in, given that I started with maybe $50k some 6 years ago. Another 6 years and I can retire. Any income after that is going to be pure gravy. Part-time gigs welcome, and that might include photography as well as IT/consulting crapola.

Just because our society is going down the shitter, doesn't mean we have to spend our declining years surviving on a steady diet of cardboard and government cheese. We still enjoy ourselves, in the way we desire.
However you desire.

Thank you for finding this for me again, Andy.
(Note that it's titled "Toyota GT86 - Banned Antifeminist Ad". It's not antifeminist. It's pro-male life, living, and enjoyment - and a little too much raw reality for teh wimminz and their pussy male simps to handle.)

Saturday, 23 September 2017

Anatomy of a Scam

As commentor Ragnar stated on my last post:
National: Give New Zealand to the Chinese. Let them launder their dirty money into New Zealand real estate, thus boosting the wealth of landowners (who tend to vote National) while all other kiwis get priced out of ever owning a house in their own country.
While we're waiting for the election results, I thought about how I'd do it. I decided that the easy way was to have a bunch of Chinese do the following:

Mr A comes in with $100k of dirty money that he vows and avers is clean and legit (har fucking har). He buys a piece of property for $100k.

Mr B comes in with $200k of dirty money and buys the property from Mr A, who walks away with $200k of clean money.

Mrs C comes in with $350k of dirty money and buys the property from Mr B, who walks away with $350k of clean money.

Mr D comes in with $500k of dirty money and buys the property from Mrs C, who walks away with $500k of clean money.

Repeat process as follows: Mrs E, $800k. Mr F, $1.1m. Mr G, $1.4m. Mrs H, $1.9m. Mr I, $2.9m. Mr J, $4.9m. Mrs K, $8.2m.

By this point: $22.35 million has been successfully laundered.

Mrs K now sells to Mr N (a Naive New Zealander) and walks away with $11.7 million - her $8.2 million has been laundered plus she has a cool $3.5 million in extra freebies.

Mr N (and his bank) now finds that the property is actually only worth about $1.8m, on a good day with a strong tail wind. They've just watched $9.9 million evaporate.

Mr N probably goes bankrupt, leaving the bank having to choke down that $9.9 million in losses. Repeat that loss 1,000 times and the bank has lost $9.9 billion dollars. They then fold, their investors getting fucked up the ass for the money the bank should have been a steward for. In extreme situations the government - and taxpayers! - bail the bank out because it's "too big to fail" and it's failure might cause a domino effect of other banks failing in swift succession.

Does this sound a bit like America to you? It sure does to me.

Now, the American bailouts also involved derivatives of "liar loans" - dodgy mortgages sliced finely and bundled together in a lunchmeat of financial interests that even the smart fuckin' quants couldn't keep straight in the end. To the point where quite a few of them were left looking at each other and going: "say, where the fuck is the actual mortgages that these pieces of toxic waste were built on?"

They're currently making a similar Frankenstein lunchmeat with the credit bubble: credit cards, student loans, all that good shit. Again, at the end someone is going to be asking: "say, where the fuck is the actual debts that these pieces of toxic waste were built on?"

But that's just the self-inflicted seppuku of the financial systems over there. Richly deserved and probably taken advantage of by dirty Chinese money as well. After all, when you can launder via property plus leverage and add that rotten horsemeat on the side, you'd be a fool not to do it.

There is some thoughts which occur to me.

How much dirty Chinese money has been laundered through American Treasuries?

How much are they supposedly worth, vs their actual worth?

Who ultimately has those Treasuries in-hand when they fall due?

Not a hot-potato that I want to be holding.

Wednesday, 5 April 2017

Prostitute Analysis

I've seen and heard of quite a few girls getting into "difficulty" (it's kinda hard to pay the bills when you're enough of a bitch to drive even the most love/lust-drunk man away). A few seem to be drifting into the casual prostitution arena. So here's a (very rough) analysis of the $$$ involved for her to make ends meet, plus the other non-$$$ costs of being a whore.

Professional prostitute, very rough income and expenditures:

* $150 for 1 hour of sex
* $-50 to the government in the form of taxes
* $-50 to the whorehouse you hang your shingle up in

150 - 50 - 50 = $50 cash in hand per hour

To make ends meet you probably need $750 a week cash in hand. That becomes:

750 / 50 = 15 customers a week

Of course, most of this isn't going to be in the normal 40-hour work-week. You are going to be working weeknights and weekends. You are probably going to get no more than 1 customer a night, perhaps 2 on occasion. The rest are on the weekend which means you have to be available at all times, even though you might not get a customer for several hours straight.

That means: 15-30 minutes travel time, 1 hour with a customer, 15-30 minutes travel time, and finally 15 minutes to clean yourself up. You can probably expect 2 hours of time per customer.

$50 per customer / 2 hours = $25 an hour

Because you are working weeknights and weekends, you don't get to socialize with "normal" people. You socialize with other sex-workers and low-lives and hospitality workers. You're competing with the local freely-available sluts and the whores using Tinder. (Call it "whorefinder" - as good a name as any.)

BTW if you have children, you need a minder - one that you usually have to pay. That comes out of your take-home $$$.

Casual "whorefinder" prostitute, very rough income and expenditures:

* $50 for 1 hour of sex
* $0 to the government in the form of taxes
* $0 to a whorehouse

The time taken is the same, so they get paid roughly the same: $25 an hour.

Now, your casual "whorefinder" prostitute - or just the opportunistic little slut who propositions a man for a few bucks so they can have a good night on the town - may not seem like much. They have some things going for them though:

* they are young (generally about 16-20, probably some "18yo" 14+yo's as well)
* they have no expenses (at least, until they get preggers)
* there are a LOT of them
* they drive down the price of sex for the professional prostitute

They also have disadvantages over the professional prostitute:

* nobody knows where they are (if things go wrong)
* nobody is checking them for STDs (the whorehouse generally insists and pays for this)
* they're generally stupid enough to have sex without protection

(Future single mommy and breeding-ground for every STD under the sun, you betcha. I do not recommend going for the casual "whorefinder" type. You're really asking for trouble. As Popp would say, a jab in the butt with unicorn blood and a harsh talking-to from your doctor.)

There you have it, all you wimminz. The grim reality of being a prostitute: 15+ customers (aka different men fucking you) a week, at $50 per fuck, you don't have a lotta choice on quality if you need the $$$ bad, you have to get checked for STDs regularly, you have competition from the sub-20yo crowd, children are very awkward to deal with, no real social life (certainly not with ordinary wimminz), and what's the chances of getting married etc to a good man if that's your fantasy?

Men, if you must bust a nut in a woman stick with the $200+ professionals. Less hassle and risks than the "whorefinder" lot and the general quality is going to be better.

Every soccer-mom wants to be a whore. Every whore wants to be a soccer-mom.

Wimminz, the choice is yours. You can pretend to be pleasant and happy and accomodating to 15+ horny men a week (looks and quality varies). Or you can genuinely be pleasant and happy and bring up a family and be God-damned grateful for the one man who keeps you all going - and not having to suck the cock and spread your legs for 60+ different men each month. (It gets worse if you're older.)

Women, if you must be a whore, then be a downright filthy whore for your husband. It's a much better lifestyle - be careful not to detonate it, or you might find yourself as a real and more desperate whore.

A bleak look at the realities of prostitution, brought to you by Crap-Colored Glasses™ - only $1k the pair and cheap at 10x the price.

Tuesday, 10 February 2015

Why He's Broke

Caught up with a certain sack-of-shit PUA guy I know. He's going downhill, has crossed the borderline from "strange" into "fucking creepy" territory.

(Definitely something wrong there. And definitely something major-league wrong with any woman who gets involved with that fuckup. You know what I mean.)

At any rate, he had a major shit-fit recently about a bill that came his way thanks to having an accident with a car - something around the $3k mark. 'Cause you see, he didn't have the money for it - nor did he have any insurance.

So it's made me think about how he is, acts, and all that sort of shitaake. You know the drill, analysis and et-fucking-cetera. So I came to this realization. He's broke because of two reasons:
  1. he smokes about 3 packets of cigarettes a week (when he doesn't bum ciggies off others)
  2. he drinks about 12 stubbies of beer a day (when he doesn't skive booze off others)
Which comes down to a probable average of about $250 a week that he's wasting on booze and ciggies. And that's just at home: more if you count going out boozing and partying on a Thursday/Friday/Saturday in order to try and get laid.

Fuckin' ironic isn't it. He basically wastes $350+ a week. A prostitute is more certain and only costs $200 a week, without the associated hassle for him of:
  • being constantly hungover
  • breath and lungs going to hell from all the smoking
  • taking a shit on his dignity as he desperately chases pussy
  • having to deal with female "relationship" delusions
Plus, of course, going all the way into "fucking creepy" territory. Probably caused by ongoing brain-damage. He keeps this up and he won't be able to keep a job to cover his booze and ciggies. Remember, he did it to himself.

Any rate. Take $350 * 50 = $17,500 a year for his lifestyle choices. Where for $10,000 a year ($200 a week) he could instead get some top-notch pussy that is pleasant, younger, and goes away once he's done. Without even once bitching or nagging him. Hell, if he did this then he'd have that extra $7k in his bank-account to pay off his dumbshit car accident - and have insurance too, less bullshit all around.

Hold it there while I paint a large "L" for "Loser" on his forehead. Don't worry: the girls will flock to him once they realize that's what he is. Which is good, it lets me take the pulse of these fucking damaged-stupid hoes in what is laughingly called society these days.

Enjoy your cautionary look through Crap Colored Glasses™ - only $1k a pair and cheap at ten times the price.